Why Oscar Stone NYC shoppers choose Katapult
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Up to $3,500 in pre-approval
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Flexible payment schedules
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No late fees, ever
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No credit needed
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Early purchase options available*
Purchase your leased items within 90 days and save the most*.
After 90 days keep paying monthly or purchase leased items.
Purchase your leased items at the end of your lease term.
Before pre-approval
You can apply at any of our partner stores online or in-store. If approved, you will be provided with an available Katapult lease purchase agreement limit that can be used to lease to own a product.
After pre-approval
For qualified products, you may get a lease purchase agreement in a few simple clicks.
- Select the Katapult button on the checkout page
- Enter a few pieces of information to verify your identity and payment information. Don’t worry, our application does not request checking account, employment verification or personal references.
- Receive an instant decision
- Review and submit your order and the retailer sends you the products!
We’ll send you a welcome email that gives you access to your account, customer service, and more.
In addition, you have several options to acquire ownership of the product you are leasing.Katapult lease to own offers flexibility that may make it more attractive than financing. With each payment, you have the option to continue leasing, buyout, or return your items.
With Katapult’s lease to own program, you have discounted early purchase options available to you.
90-Day (3 months in CA)
You can buy out your lease-to-own agreement within the first 90-days. This amount includes the cash price, plus the lease-to-own cost for the first 90-days. Taking advantage of the 90-day purchase option will save you the most money!
Continue to lease and pay off at any time:
With Katapult lease to own you have the option to continue to lease your items and pay off at any time prior to full term at a discounted amount.
Access the most up to date account information related to your lease-purchase agreement on our site by clicking here.
Contact customer service using our Live Chat or call at 833- KATAPULT (528-2785) if you need to update your account or payment information.
*To exercise the 90-day early purchase option contact Katapult or visit the customer portal page by clicking here for the most up to date account information related to your lease-purchase agreement.
Loans generally offer lower recurring payments than lease-purchase agreements, while lease-purchase agreements offer the flexibility of continuing to lease, buy, or return the product. Also, there is no danger of penalty interest (be that compounding or deferred) or loan acceleration with Katapult.
Loan: You can borrow money to buy something and you pay it back over time, plus interest.
Katapult lease-purchase agreement: You make the appropriate lease-purchase agreement payments on or before the due date for the use of your products. With each payment you may choose one of three options:
1. You can continue using the products by making the lease renewal payment in advance of the payment due date.
2. You can buy the products at any time.
3. You can return the products to Katapult with no further obligation, except for any past due balances and any restocking fees that may apply.
- A valid mobile phone number that can receive SMS text
- A valid US address
- A valid Social Security or Taxpayer ID Number (ITIN)
- A valid email address
- A valid credit or debit card to make payments (no prepaid or gift cards)
- A valid photo ID showing you are 18 years of age or older
Getting pre-approved for a Katapult lease purchase agreement does NOT affect your credit score!